Fair point, but you can purchase the Vanguard Total Stock Market Index Fund which has pretty much the entire stock market. That way, you're only betting on the

Fair point, but you can purchase the Vanguard Total Stock Market Index Fund which has pretty much the entire stock market. That way, you're only betting on the direction of the total market. And as history shows, it will most probably creep up at 6 to 8% over the long haul.