> Over roughly the same period, other countries have seen rates fall, including Japan, China, Russia and most of Western Europe. What is going wrong on our shor

> Over roughly the same period, other countries have seen rates fall, including Japan, China, Russia and most of Western Europe. What is going wrong on our shores-and what lessons can we import from elsewhere? Keep in mind a 17 years old in 1999 was born in 1982. These were interesting years in Russia, Japan and China to say the least (total collapse of the Soviet Union, for a start, with all the insecurities that ensued) and a pretty nasty economic crisis in Japan [0]. [0] https://en.wikipedia.org/wiki/Lost_Decades https://en.wikipedia.org/wiki/Lost_Decades