FDIC insures your account against bank's overall business collapse. It doesn't insure your personal account against bank robbery of your sepcific account (decep

FDIC insures your account against bank's overall business collapse. It doesn't insure your personal account against bank robbery of your sepcific account (deceptively named "identity theft"). I don't think you'd get FDIC money back if an attacker got into your account. The bank might cover you if they agree it was their fault, similar to Coinbase.