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What planet are you living on? There are tons of companies offering private flood insurance in Florida: https://www.floir.com/sections/pandc/floodinsurance/floo

• GhettoComputers 5y ago
  Tons? https://www.sun-sentinel.com/business/fl-bz-hurricane-season-reinsurance-rates-increase-most-since-2002-20200612-4mqmkuqa3rhqjlllqcsicdqdoi-story.html https://www.sun-sentinel.com/business/fl-bz-hurricane-season... >“In Orlando if a house predates 2010 and is worth less than $300,000, no company is going to write [insurance for] you,” warned Locke Burt, CEO of Security First Insurance Co. in a June 2020 Sun Sentinel article. https://www.forbes.com/advisor/homeowners-insurance/why-is-homeowners-insurance-in-florida-such-a-disaster/ https://www.forbes.com/advisor/homeowners-insurance/why-is-h... Residents there that cannot afford the insurance that exists might as well mean that it doesn't exist the same way life saving surgery cannot be purchased by a person makes it nonexistant.