Anyone who thinks 2022 is going to have a downturn is mistaken, IMHO. Foreclosure moratorium + low interest rates + rising home values (aka, equity) gave most

Anyone who thinks 2022 is going to have a downturn is mistaken, IMHO. Foreclosure moratorium + low interest rates + rising home values (aka, equity) gave most folks whom would be in the rears a chance to refinance. Only true deadbeats whom didn't work are going to go nuts up, and since the labor market is tight, there are few of those. Aka, housing will not resolve. Many businesses have already started raising wages. When the unemployment boosters stop, people are still going to want a living wage, and there will remain competition to do so. The labor shortage will not resolve. All the science on Delta variant clearly spells out a longer 'covid life' outcome, anyone whom says we need more data is being ignorant. COVID will not resolve. We're not the only country dumping money into the streets, and with China doing well, they love buying American stocks. Along with the rest of the world. That's a ton of money entering the market. There will not be a correction. Unfortunately, Bitcoin will also rise. There's no incentive for the whales to bail out now, especially as miners are finding energy at true wholesale cost or cheaper. It does make it more resilient. As much as I hate Bitcoin, it too is going to be benefit. I'm not saying there will never be a correction, but it's not going to be in early 22, and I still doubt late 22 as well. You heard it here first.