> I think doing a PhD is one of the worst things a person can do them financially long term Strongly disagree. Somewhat true only if you're doing phd just for

> I think doing a PhD is one of the worst things a person can do them financially long term Strongly disagree. Somewhat true only if you're doing phd just for the sake of completing it, without any particular plans on what you're going to be doing next, and how/why your degree will aid you in that (both from time-spent perspective and from financial perspective). Sometimes, pursuing a graduate degree is a great idea if you're looking for a specific type of job that requires it. Example: many quant roles in high-echelon trading firms require a phd in math / stats / cs. Depends on the uni / advisor / field / topic, but in my particular case (math/stat/quant-finance) completing the dissertation was fairly easy, all things considered. I had enough free time to travel, party, tour with a rock'n'roll band, record music, work in another country for over a year, and find myself a wife. Then defend the dissertation and immediately find a job in the field.