_I ended my career at the State of Oregon as an IT Director for a State Agency._ I think thats the issue you're too high up in the job ladder to not have any '

_I ended my career at the State of Oregon as an IT Director for a State Agency._ I think thats the issue you're too high up in the job ladder to not have any 'work responsibilities'.... If you drop back down to the nameless IT 'tinkerer' programmer , responsibilities will vanish! You mention "If I could retire now, I would"... so maybe you have certain life logistics preventing you from taking a lower pay-grade... but if not...