GM did something just like this years ago and in fact looking around they expanded it into an entire insurance program with specific discounts for their vehicle

GM did something just like this years ago and in fact looking around they expanded it into an entire insurance program with specific discounts for their vehicles: https://www.onstarinsurance.com/ https://www.onstarinsurance.com/ OnStar equipped vehicles generate a safety score, but your score will only be shared with the insurance company if it was high enough to earn a deduction. And since it's an opt-in program, the lack of a score provided doesn't give them a datapoint either.