> The issue comes when your insurance provider has access to detailed data. Say there was an accident where your insurance company would normally pay. But now,

> The issue comes when your insurance provider has access to detailed data. Say there was an accident where your insurance company would normally pay. But now, they will be able to dig into data and find some clause that they will use to deny your claim and find you at fault. Buy comp and coll coverage and they won’t deny, they’ll duke it out with the other party’s carrier to put you not at fault if reasonable evidence shows that