1) Given Tesla's track record in blaming FSD related accidents on drivers, does one really want them to be the insurance company where their and a driver's ince

1) Given Tesla's track record in blaming FSD related accidents on drivers, does one really want them to be the insurance company where their and a driver's incentives are obviously mismatched. 2) One of the issues, once the technical issues related to FSD are resolved, is insurance. So, will/does Tesla's insurance have a clause that says that in cases where FSD is at fault, Tesla is the liable party?