The "without crypto" path would have been a regulated-in-most-regions in-game token, a gift card or existing portable-points system (TAP network), Amazon Prime,

The "without crypto" path would have been a regulated-in-most-regions in-game token, a gift card or existing portable-points system (TAP network), Amazon Prime, or something super-high-friction involving credit card or ACH. There aren't other options AFAIK.