Dispute resolution: This "service" has pros and cons. It is one reason why vendors hate credit cards. You never know when you can be sure that the payment real

Dispute resolution: This "service" has pros and cons. It is one reason why vendors hate credit cards. You never know when you can be sure that the payment really was done. Or if it will suddenly disappear again. Fraud detection: One reason why fraud detection is needed is that the whole system of "whoever has the number can pull money" is insane. Customer service: What do you mean? Card issuing: Who wants cards? Those will go away anyhow.