5 ms·

> (they’re scams). citation or story?

rconti 5y ago
Here's a good start. https://openargs.com/oa497-christian-health-sharing-is-a-scam/ https://openargs.com/oa497-christian-health-sharing-is-a-sca...
good8675309 5y ago
I think instead of using a blanket statement and calling them all scams, the OP should have said that some are scams. That goes for pretty much any service out there. Here's a site with over 900 reviews of different health sharing communities. Some there are clearly scams by the terrible reviews. https://healthsharingreviews.com/ https://healthsharingreviews.com/
- loeg 5y ago
  > some [healthcare ministries] are scams. That goes for pretty much any service out there. Not really? Which of the highly regulated healthcare insurers do you feel are scams?
0xcde4c3db 5y ago
https://www.buzzfeednews.com/article/lauraturner/christian-health-care https://www.buzzfeednews.com/article/lauraturner/christian-h... They're not inherently scams, but a major reason that the "premiums" are lower is that they have hardly any legal mandate to actually provide anything, which comes as a surprise to some members who are denied reimbursement. Their authority to deny "coverage" (scare quotes because that's not, technically, what they provide) is huge. In particular, HCSMs frequently deny reimbursement on the basis of conservative religious morality. Got an STD while unmarried, or cheating on your spouse, or just in an open marriage? You can't ask your good Christian neighbors to pay for that. Drug addiction or mental illness? The cure is more Jesus. Abortion? Not even to save your life. You get the idea.
- good8675309 5y ago
  If you agree to a contract and then break the terms of the contract why would you be surprised when things aren't covered? It's the same thing with insurance companies. Also, many of these examples are broad generalizations that may apply to some but not all of the health sharing groups out there.

Here's a good start. https://openargs.com/oa497-christian-health-sharing-is-a-scam/ https://openargs.com/oa497-christian-health-sharing-is-a-sca...

good8675309 5y ago

I think instead of using a blanket statement and calling them all scams, the OP should have said that some are scams. That goes for pretty much any service out there. Here's a site with over 900 reviews of different health sharing communities. Some there are clearly scams by the terrible reviews. https://healthsharingreviews.com/ https://healthsharingreviews.com/

loeg 5y ago
> some [healthcare ministries] are scams. That goes for pretty much any service out there. Not really? Which of the highly regulated healthcare insurers do you feel are scams?

0xcde4c3db 5y ago

https://www.buzzfeednews.com/article/lauraturner/christian-health-care https://www.buzzfeednews.com/article/lauraturner/christian-h... They're not inherently scams, but a major reason that the "premiums" are lower is that they have hardly any legal mandate to actually provide anything, which comes as a surprise to some members who are denied reimbursement. Their authority to deny "coverage" (scare quotes because that's not, technically, what they provide) is huge. In particular, HCSMs frequently deny reimbursement on the basis of conservative religious morality. Got an STD while unmarried, or cheating on your spouse, or just in an open marriage? You can't ask your good Christian neighbors to pay for that. Drug addiction or mental illness? The cure is more Jesus. Abortion? Not even to save your life. You get the idea.

good8675309 5y ago
If you agree to a contract and then break the terms of the contract why would you be surprised when things aren't covered? It's the same thing with insurance companies. Also, many of these examples are broad generalizations that may apply to some but not all of the health sharing groups out there.