> It is a very American problem This is laughable, as North America has the lowest chargeback rate of all the global regions. This is just biased and ignorant

> It is a very American problem This is laughable, as North America has the lowest chargeback rate of all the global regions. This is just biased and ignorant anecdata. > It is only a problem in a society with a high level of crime and little or no consequences. If you're going to make nasty anti-American claims, you should at least back it up with real data. The facts are that chargebacks are a bigger source of fraud loss outside of North America than inside it. > Even if people did do so they would be punished quickly. This is not how credit card fraud works.