I agree. However, not putting 20% does typically result in less-than-the-best interest rate as well as PMI, thus adding more to your monthly costs. Also, less t

I agree. However, not putting 20% does typically result in less-than-the-best interest rate as well as PMI, thus adding more to your monthly costs. Also, less than 20% also results in a larger mortgage payment regardless than compared to putting more down.