So, what this all boils down too, is centralization of weakness? As in, all people, store all there "passwords" in one centralized hierarchical structure, easi

So, what this all boils down too, is centralization of weakness? As in, all people, store all there "passwords" in one centralized hierarchical structure, easily accessible by a weak traditional "password" or at least 2factor and that is supposed to be saver? Let me guess, the next step is a AI that predicts likelihood of you being you, by access and usage behaviour patterns? Locking you out, if your late for work? etc. Let Co-Workers vouch for a transaction being in character? Sure, he would buy three cars.. Last step, is location data being necessary to login- the device has to be in the sphere of trust around your cellphone. At that point the full fledged rebellion will have reached the developer offices, ending this nightmare in fire, as the mob sides with mob for protection against the security insanity.