And to balance that out, also from your link: >"The affordability gain from increased house-buying power, however, was offset by the third component of the RHP

And to balance that out, also from your link: >"The affordability gain from increased house-buying power, however, was offset by the third component of the RHPI, nominal house price appreciation, which reached a record 19 percent compared with a year ago, eclipsing the record for price appreciation of 17.5 percent set in 2005."