Bay Area homes often don't qualify for FHA stuff due to price. Other major metropolitan areas do OK, though. I put 5% down on my first house just outside of Bo

Bay Area homes often don't qualify for FHA stuff due to price. Other major metropolitan areas do OK, though. I put 5% down on my first house just outside of Boston and 10% at my current home (voluntarily, my mortgage broker asked for 6.5%).