Definitely. It solves issue number 1: users have too many passwords, so they just use "password1" as the password. The worst offender I've seen is the Apple Sto

Definitely. It solves issue number 1: users have too many passwords, so they just use "password1" as the password. The worst offender I've seen is the Apple Store. You need upper case, lower case, and numbers; and you don't notice this until you've already failed. What's the bet that a significant number of users just use their name (capitalized), followed by their date of birth?