4 ms·
Ehh, the problem is we have an entire industry trying to convince us all we need more stuff. Since we don't have infinite money, you have the credit industry wh
by 999900000999 5y ago
Ehh, the problem is we have an entire industry trying to convince us all we need more stuff. Since we don't have infinite money, you have the credit industry which allows one to get all this stuff NOW!
Then once your really in deep , you have debt consolidation companies to try and restructure your debt. Then finally once you file for bankruptcy, a hoard of easy credit scams will offer you a nice new(ish) car at 27% apr.
To build on a point I've made in another thread, be careful who your around. If you meet someone nice by impressing them with your car, they really just want you to buy em one too. Then they'll drive off with someone else into the sunset. I'm very lucky in that I've been able to meet great not-so materialistic folks. A friend of mine did very well dating driving an old 90s era car. But billions are spent by Ford, etc, on convincing you that once you sign a 84 month car note for some bloated ton of steel, EVERYONE WILL LOVE YOU.
Case in point, one of my previous partners , despite making nearly 200k, was still using a cracked-screen Iphone 6. No mater how much you make if you think you need more junk to impress people it won't be enough. Limit your social media usage. Don't entertain anyone who thinks they deserve to be 'supported'. This goes for family members too.
I ran into real trouble trying to help my family. 20k+ in credit card debt at a point and it still wasn't enough for them.