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I actually am not a big believer that people can be educated on something they don't want to be educated about so I am with you on that. So ln the surface your

I actually am not a big believer that people can be educated on something they don't want to be educated about so I am with you on that. So ln the surface your idea of a good default setup makes sense. But I am cynical about that working because I wouldn't trust anyone with the power to set the default, especially when the people they are setting the default for aren't able or interested to understand if it's done poorly or well.

jopsen 5y ago
> I wouldn't trust anyone with the power to set the default This is why Americans don't have health insurance by default :) In other countries these defaults are setup by union, politicians, NGOs, interest organizations, etc. I think you have a fair point though: you can't easily create trust -- nor can you easily build up a system of such defaults. It takes time. For example: In Denmark there is no legal requirement that your employer pays into a pension scheme. Yet, almost all employers do, negotiated through unions etc. And when you get a job the usually setup a default contribution from you too, which you can tweak/reduce if you want to -- most people never touch it.