>but why can't you issue your own card, on your own bank, and process your own payments? >How are people going to find out? It could be an online only thing.

>but why can't you issue your own card, on your own bank, and process your own payments? >How are people going to find out? It could be an online only thing. Ok, I guess you're asking about the creating a non-Visa non-Mastercard credit-card? If you're avoiding all mainstream payment networks of Visa/Mastercard/Amex then your problem really reduces to an internal OnlyFans ledger accounts. Sort of like the old days before credit-cards where each grocery store had their own "ledger accounts" for each customer. If so, to simplify it, you really don't need the complexity of creating a "OnlyFans credit-card" as the problem reduces down to establishing direct payments to OnlyFans (e.g. bank-to-bank electronic funds transfer). This might be an option. E.g. Amazon has a way for customers to enter bank account numbers and routing info for ACH payments from a customer's checking account: https://www.amazon.com/gp/help/customer/display.html?nodeId=G56ZWYRDFCCC5TKR https://www.amazon.com/gp/help/customer/display.html?nodeId=... I'm guessing that OnlyFans entertained that idea for a few minutes and concluded less than 1% of customers would willingly enter direct bank account info so that OnlyFans can bypass Visa/Mastercard. Whatever the tiny percentage is, it's a drastic enough reduction in customers to make it unviable financially for both the content creators and OnlyFans. If we're not talking about direct payments but back to the idea "credit-cards" as in an "OnlyFans credit-card"... we're strongly implying transactions on the mainstream networks Visa/Mastercard. Otherwise, there's no reason for the extra layer of complexity of "credit" and issuing a "card" to go with it that can only be used at one service.