It is natural that if it takes you half a life make incomings you are careful how you spend them... I do not find the problem there. There are plenty of people

It is natural that if it takes you half a life make incomings you are careful how you spend them... I do not find the problem there. There are plenty of people that take bad decisions or take jobs with lower income or no jobs at all and they try to blame the rest. I do not feel responsible for the bad decisions of others. I am not morally forced to help them. You can be sure that if they are people I know and I know their stories I could help. But that is very, I mean, VERY different from being morally responsible for the failures of others. Saving harmful? First, it is good in that it will lower the inflation lolol. But leaving that apart... so it is bad to not spend the money so we must force them? Seriously, I do not understand anything. In order to make money u mist provide services or goods. If u have money is bc ur service is serving others, at least in a free market... so tell me why those people that took yhe trouble to serve others and take risks should be penalized. Do not tell me they do it for money not for serving others... that is not important. The important thing is that the side-effects is satisfying a demandand that u bought either bc it is better than the competition or cheaper. In my view it should be much more penalized a person that does not want to work bc they say those jobs are all shit and expects the welfare to rescue them. Sorry to be so harsh with the topic, because I know that there are people who are not like that. But the problem is not helping itself, it is systematizing it. At that point people abuse it.