I can totally empathize with huge delays. My parents had modest damage in Iowa from a derecho that passed through last August. Two houses in the neighborhood we

I can totally empathize with huge delays. My parents had modest damage in Iowa from a derecho that passed through last August. Two houses in the neighborhood were wrecked to the point we thought they might get torn down, but they are getting repaired. In the last few months, I think they're finally habitable again. And a month ago a third neighbor had to move out so their house could be partially gutted and repaired. They went a full year with tarps covering a large hole in the roof where a tree fell through. Insurance typically has to pay out within a year of the event, however they've been handing out waivers left and right because the damage across Iowa was so substantial, contractors had such a huge backlog, materials were so far delayed, and to some extent I'm sure, prices were so high insurers were welcoming the prospect of delaying the higher costs or letting prices become more reasonable. Another oddity they found was when pricing vinyl siding, the thickest material was cheaper than the medium grade material.