In the last ten years or so, returns have been extremely high. If you look back at all the data available, you get a number closer to 3.5% or maybe at the most

In the last ten years or so, returns have been extremely high. If you look back at all the data available, you get a number closer to 3.5% or maybe at the most 4%. https://en.wikipedia.org/wiki/Trinity_study https://en.wikipedia.org/wiki/Trinity_study