I have been given SOWs/contracts to sign as an individual that included indemnification clauses that explicitly stated I would be held liable for damages and le

I have been given SOWs/contracts to sign as an individual that included indemnification clauses that explicitly stated I would be held liable for damages and legal costs. I've returned the documents (unsigned) with those sections removed, and provided the feedback that it doesn't make any sense for me to take on that risk for a small, short-term contract. I know insurance exists, but the cost of it makes it a nonstarter for me. I've been able to get indemnification clauses dropped, YMMV.