I moved in the opposite direction and Monzo was not available yet in the US. Fortunately I get to keep my HSBC Premier US account and its free instant transfers

I moved in the opposite direction and Monzo was not available yet in the US. Fortunately I get to keep my HSBC Premier US account and its free instant transfers between US and UK. HSBC makes most of its profits from China and the new Cold War means it will eventually have to spin off its core but less profitable UK business to survive scruteront the Chinese Communist Party.