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The key for workman's comp was no-fault--you pay for your own accidents. That had to be enshrined in law to work. Several US states HAD No-Fault insurance law
by bsder 5y ago
The key for workman's comp was no-fault--you pay for your own accidents. That had to be enshrined in law to work.
Several US states HAD No-Fault insurance laws--ie your own insurance company pays for your own accidents.
The insurance companies lobbied like crazy to get those removed. They're all gone now.
If you got those No-Fault insurance laws back, the required systems thinking would ensue.
- TheCoelacanth 5y agoWouldn't it be more analogous to if the state or the Department of Transportation paid for all accidents since they are the ones controlling the system? Insurance companies don't have any power to change road designs or traffic laws.
- tdeck 5y agoPennsylvania at least has no-fault auto insurance.
- bsder 5y agoIt used to. The auto lobby got rid of it. Did it come back at some point?
- tdeck 5y agoGoogle tells me it does; I checked before posting my original comment. Can you find anything that says otherwise?
- bsder 5y agoPA is apparently kind of weird: https://www.nolo.com/legal-encyclopedia/pennsylvania-no-fault-car-insurance.html https://www.nolo.com/legal-encyclopedia/pennsylvania-no-faul... Also, "No Fault" doesn't cover vehicle damage. Apparently, this is what I was remembering. It changed when I lived in Pennsylvania (that was quite a while ago).