I think at least part of it is desperation. Home ownership has been one of the very few reliable ways for the middle class to build wealth, and with housing pr

I think at least part of it is desperation. Home ownership has been one of the very few reliable ways for the middle class to build wealth, and with housing prices skyrocketing and the future looking even worse, I suspect many people are trying to get whatever they can before any chance they have of owning is gone forever.