I can tell you it’s not for the 0.01% interest on savings accounts or 0.05% apr cds (like chase) I’m confused, do people actually lock their money up in cds at

I can tell you it’s not for the 0.01% interest on savings accounts or 0.05% apr cds (like chase) I’m confused, do people actually lock their money up in cds at the current rates? I’m no financial adviser but seriously is there any reason someone would or should buy one at those rates?