It requires a paradigm shift. Automated escrow services could handle almost every dispute where both parties are honest, APIs for validating shipping and handli

It requires a paradigm shift. Automated escrow services could handle almost every dispute where both parties are honest, APIs for validating shipping and handling of goods/egoods could handle another large chunk, and human dispute resolution could handle the remainder. Such a service could be offered by the legacy payment providers. I have used such services in the past, but still feel the field is ripe for disruption.