I'm not sure how you imagine your seventies and eighties but for most people it's hands down the worst part of their life. Also, with life expectancy in the US

I'm not sure how you imagine your seventies and eighties but for most people it's hands down the worst part of their life. Also, with life expectancy in the US being 78-79 years you could easily end up at the left side of the bell curve and die with 70 or 65.