I don't think that's a good assumption. What you know is that, at the moment, some kinds of owning stock are effective at building wealth FOR NOW. It could hav

I don't think that's a good assumption. What you know is that, at the moment, some kinds of owning stock are effective at building wealth FOR NOW. It could have inherent failure modes you're not taking into account. For instance, if systemic crashes are built into the model, and 'anyone' as a class is substantially more likely to risk such crashes and lose everything, that changes the calculation.