> The thing is no customer wants to use any company's half-assed bug-riddled purchase or subscription system. Apple only takes credit card in most countries. T

> The thing is no customer wants to use any company's half-assed bug-riddled purchase or subscription system. Apple only takes credit card in most countries. This makes sense in countries where credit cards are the norm, but not in countries where credit cards are not the norm and far from ubiquitous. OTOH, external payment providers (eg: stripe) often integrate with local payment mechanism. In my case, local payment mechanisms are far simpler, easier, and secure. Using a credit card requires me moving money into my Wise account before I can pay anything, adding so many extra steps. Not to mention that I have to remember to transfer money every month before subscriptions get charged. Plus, the whole online payment system with credit cards is utterly unsafe: share your "secret number" with all merchants and pray none of them leak it or overcharge you.