I use the “Express Travel Card” feature with Apple Pay now and it’s as fast as oyster was (in the wallet settings). I walk up to the gate with my phone in hand,

I use the “Express Travel Card” feature with Apple Pay now and it’s as fast as oyster was (in the wallet settings). I walk up to the gate with my phone in hand, locked, hold it over the reader and it’s super fast. I remember the slightly delay in the early days (plus verifying your ID with touch/face in advance of the gate) but I think it’s a solved issue now.