> Even though you have a high-deductible plan, you’re still involving your health insurance provider in the transaction Depends. If you are planning to use tha

> Even though you have a high-deductible plan, you’re still involving your health insurance provider in the transaction Depends. If you are planning to use that amount as part of your deductible, then insurance has a stake in it. If you don't ping your insurance at all, then insurance should have zero say over it at all.