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On Android, I use Google Pay all of the time for in-app purchases, and it doesn't require Google to take 30%. It's just another payment processor. It often sho

On Android, I use Google Pay all of the time for in-app purchases, and it doesn't require Google to take 30%. It's just another payment processor. It often shows up beside "add a credit card" in apps. I use it to order food, pay for rideshare, buy tickets, etc.

simonh 5y ago
According to google, that is not correct. They levy a 30% fee on all Play Store transactions for apps and IAP. I've seen articles that say they are cutting the fee to 15% for businesses with under $1m revenue, but that's not what the support page says. https://support.google.com/paymentscenter/answer/7159343?hl=en-GB https://support.google.com/paymentscenter/answer/7159343?hl=... Buying physical goods and services may not count, in the same way that they don't count on the Apple App Store.
- kllrnohj 5y ago
  It's a 30% fee if you use Play Store's IAP system. It's not a 30% fee to use Google Pay as a payment provider ( https://support.google.com/pay/merchants/answer/6288971?hl=en https://support.google.com/pay/merchants/answer/6288971?hl=e... ) Same distinction exists on Apple's side with IAP vs. Apple Pay. For example Apple Pay on the Web ( https://developer.apple.com/documentation/apple_pay_on_the_web https://developer.apple.com/documentation/apple_pay_on_the_w... ) doesn't take anywhere close to a 30% cut. In fact it, like Google Pay, is also free for merchants, who just have to pay the normal payment processor fees. https://squareup.com/us/en/townsquare/apple-pay-for-small-businesses-how-to-accept-it https://squareup.com/us/en/townsquare/apple-pay-for-small-bu...
  - nullifidian 5y ago
    To use Google Pay this way, you'll have to find a payment processor that handles local taxes and all that. As a developer from a country where Stripe isn't available, it's a significant hurdle.
mhh__ 5y ago
I agree. Literally makes no difference to me whatsoever. Even using a websites payment system is usually trivial because Android's autofill is pretty smart these days.

simonh 5y ago

According to google, that is not correct. They levy a 30% fee on all Play Store transactions for apps and IAP. I've seen articles that say they are cutting the fee to 15% for businesses with under $1m revenue, but that's not what the support page says. https://support.google.com/paymentscenter/answer/7159343?hl=en-GB https://support.google.com/paymentscenter/answer/7159343?hl=... Buying physical goods and services may not count, in the same way that they don't count on the Apple App Store.

kllrnohj 5y ago
It's a 30% fee if you use Play Store's IAP system. It's not a 30% fee to use Google Pay as a payment provider ( https://support.google.com/pay/merchants/answer/6288971?hl=en https://support.google.com/pay/merchants/answer/6288971?hl=e... ) Same distinction exists on Apple's side with IAP vs. Apple Pay. For example Apple Pay on the Web ( https://developer.apple.com/documentation/apple_pay_on_the_web https://developer.apple.com/documentation/apple_pay_on_the_w... ) doesn't take anywhere close to a 30% cut. In fact it, like Google Pay, is also free for merchants, who just have to pay the normal payment processor fees. https://squareup.com/us/en/townsquare/apple-pay-for-small-businesses-how-to-accept-it https://squareup.com/us/en/townsquare/apple-pay-for-small-bu...
- nullifidian 5y ago
  To use Google Pay this way, you'll have to find a payment processor that handles local taxes and all that. As a developer from a country where Stripe isn't available, it's a significant hurdle.

mhh__ 5y ago

I agree. Literally makes no difference to me whatsoever. Even using a websites payment system is usually trivial because Android's autofill is pretty smart these days.