It depends on the amount of life insurance you get. Mine is of an amount that blood work was required and it definitely affects the rate. One of the things I le

It depends on the amount of life insurance you get. Mine is of an amount that blood work was required and it definitely affects the rate. One of the things I learned is I have a "fatty liver" - which is indicative of poor metabolic health. I started taking care of that, brought the levels down to normal, and my rate was lowered.