I think most young FIRE people think that way. I certainly did too, in my early 20s. Then 3 years become 10, 15, 20, and you accumulate an actual life in the me

I think most young FIRE people think that way. I certainly did too, in my early 20s. Then 3 years become 10, 15, 20, and you accumulate an actual life in the meantime (sometimes kids, sometimes pets, sometimes spouses, sometimes hobbies, etc), and the mere thought of living in a studio with a library card becomes a prison. Compounds when you realize you'll no longer have the same energy to "do what you want" when you're 40/50/60, so even maintaining that bare minimum living would be unsustainable.