Regulation has worked pretty well so far to ensure the 99% don't get screwed over by the hedge fund managers at JP Morgan and Goldman Sachs, and that a big stic

Regulation has worked pretty well so far to ensure the 99% don't get screwed over by the hedge fund managers at JP Morgan and Goldman Sachs, and that a big stick is wielded when rules are broken. /s Cryptocurrency, namely bitcoin, has lasted 13 years and only looks to be getting stronger and more widely adopted. Bitcoin's theory, based on its white paper, is that Blockchain offers to remove the middleman, or at least decentralise the middleman. Maybe it won't lower the cost, but it will hopefully spread those costs over a larger group of participants.