I haven't looked at Apple's books or anything, but I have to guess that insurance winners aren't really a "statistical oddity." The insured population as a who

I haven't looked at Apple's books or anything, but I have to guess that insurance winners aren't really a "statistical oddity." The insured population as a whole is a loser (in terms of dollars) or else Apple wouldn't sell the insurance, of course. But I'd guess that individual winners are still common enough - maybe 20%, 30%? - to not be an "oddity".