As someone in their 30s, married and preparing for kids, what has surprised me is how much all of the little things add up. Not the sheer dollar amount, but rat

As someone in their 30s, married and preparing for kids, what has surprised me is how much all of the little things add up. Not the sheer dollar amount, but rather just how many bills you can get in a single month and how many little bits of infrastructure are required for a stable baseline day to day living. The answer for me was “enough that I have to actively dedicate time to managing them.”