> The truth is, most of it is owed to Social Security and pension funds After all that data, how did they come to this conclusion? Based on numbers in the arti

> The truth is, most of it is owed to Social Security and pension funds After all that data, how did they come to this conclusion? Based on numbers in the article, SS and pensions account for only 13%. The clear largest holder is the federal reserve + government at 35%. Whether or not this means US citizens effectively own most of the debt is another discussion.