"I am a millionaire - 5% I am an educated in the field of Computer Science, the field known for startups. The only disadvantage I have here is laziness." I ha

"I am a millionaire - 5% I am an educated in the field of Computer Science, the field known for startups. The only disadvantage I have here is laziness." I have reason to believe that my IQ is greater than 140, and my area of expertise is software development. I am also a World Class procrastinator. My net worth now (after retiring) is about $million, but at least 2/3 of that is due to my wife, who is exceptionally disciplined. I think laziness reduces your chance of becoming a millionaire in 10 years significantly.