Wouldn't that kind of be the case for poor people too? I mean, even if you transferred all the knowledge of personal finance to them in an instant - investing

Wouldn't that kind of be the case for poor people too? I mean, even if you transferred all the knowledge of personal finance to them in an instant - investing or putting aside $0 is still going to yield the same result: $0. For many, it is impossible to execute such things, because they simply do not have any money to spend - nor do they have the chance to make more money, because they're already trapped with multiple jobs, children, and what not.