Likewise, I don't think that if we suddenly teach everyone financial literacy, we're suddenly going to poverty plummeting. I don't think poor people are poor be

Likewise, I don't think that if we suddenly teach everyone financial literacy, we're suddenly going to poverty plummeting. I don't think poor people are poor because they don't know how to pay their bills on time, invest in index funds, or that having a maxed out 35% credit card will make your debt outgrow a 8% savings fund. Cause of being poor and in financial distress is multifactorial. Some of the problem can be blame on poor spending habits and lack of education.