Some people struggle because they make poor financial decisions, sure, but I’d bet that’s the exception rather than the rule. There’s a post about being poor(is

Some people struggle because they make poor financial decisions, sure, but I’d bet that’s the exception rather than the rule. There’s a post about being poor(ish) that’s shown up on HN a few times [1]. I think far more people in that situation are financially savvy, acutely aware of the pros and cons of their limited options, simply because there’s so little margin for error. [1] https://residentcontrarian.substack.com/p/on-the-experience-of-being-poor-ish https://residentcontrarian.substack.com/p/on-the-experience-...