The other thing is, the concept of financial literacy is changing with the times. The likes of Warren Buffet would probably tell you to never touch cryptocurre

The other thing is, the concept of financial literacy is changing with the times. The likes of Warren Buffet would probably tell you to never touch cryptocurrency, for example, but today, as of 2021, pretending it doesn't exist and being afraid of it is being horribly oblivious to what is going on in the financial world right now. Four years ago you'd look like "one of those financially-illiterate hippies" for investing in Bitcoin, and become part of the laughing stock after the 2018 crypto crash, but if you had held onto a diversified portfolio of cryptocurrencies you'd probably be doing very well right now. The truly financially literate learn to adapt to a changing world, embrace and try to understand new investment vehicles, and try to make sense of how they might shape the future.