It's going to be tougher and tougher to preserve financial discipline as useful advice in today's increasingly meme'y world of GME-style overnight successes. I

It's going to be tougher and tougher to preserve financial discipline as useful advice in today's increasingly meme'y world of GME-style overnight successes. I know a waitress that made ~$20k on Moderna. She was doing alright before but now she's talking about leaving the profession. Sure it'll be right there for her when she needs it again, but the reality is, financial strategies only work over the long term, and willing to keep maintaining a contribution schedule. Everything else is betting / entrepreneurship. While there's nothing wrong with entrepreneurship the mindset is almost completely at odds with investment / finance. A $20k windfall is best put down on property, not on more stock bets.