> Credit card payments in Europe now have to have 2-factor authentication. > This makes fraud much harder, while still allowing online payments with credit car

> Credit card payments in Europe now have to have 2-factor authentication. > This makes fraud much harder, while still allowing online payments with credit cards. As an European I can confirm, > It is probably also helping smaller shops, as even Amazon customers now need to do something when they buy there. Nope, sadly. Amazon apparently can magically skip the 2FA most/all times. My guess is that amazon has deals with banks to streamline the process, but I don't really know